Ski resorts often held liable for all winter sports activities within their boundaries and as such ... take time to make sure the pistes are groomed, the instructors are competent and that any dangerous conditions like heavy snow, ice, and avalanche risks are properly managed.

World Nomads cover does include on-piste snowboarding and skiing, off piste, Terrain Park and skiing and snowboarding provided it is not done in restricted or unsafe areas.

It is very difficult to gauge the risk of injury outside of ski resorts and therefore our underwriters can't easily offer.

You are covered for emergency medical treatment undertaken by qualified resort staff and any air evacuation or road ambulance transport that is required subject to the Emergency Assistance team being contacted and approval given.

Your equipment will also be covered while in official resort storage where a check in is required but is not covered if it is left anywhere where the general public have constant access or where items can be taken without your knowledge, including ski racks (secured or not) or in resort lockers in public areas.

Be sensible guys. Skiing can be dangerous so let's be careful out there
You are not covered where you are:

1. Wilfully exposing yourself to a needless risk like cliff drops or taking on the double black diamond run after your first ever day on the slopes.
2. Intoxicated or have taken illegal drugs where your ability and decision making is probably compromised.
3. Out of the bounds of the ski resort.
4. extreme skiing or snowboarding.

Top 5 snow questions

1. If I break my leg on the mountain and need to be brought down, am I covered?
Yes, as long as the accident occurred within the bounds of a ski resort.
2. If I wipe-out and break my new ski's are they covered?
No, ski equipment isn't covered while you are using it.
3. What happens if someone steals my gear?
As long as you have taken proper care of it in the first place, you are probably covered. Our insurers take different views on this type of incident. Please check your policy wording for all of the details and to make sure the cover is right for you.
4. Am I covered while I am learning to ski?
Yes, as long as you are within the boundaries of the resort and are being sensible.
5. Am I covered in any ski resort anywhere?
Yes. And let us know if you find a really unusual one.

How we help

You only ever seem hear complaints about travel insurance and that companies are a bunch of cheating lying thieves. Well, we thought we'd open the lid on a little of what we do and tell it as it is from some of the people we have helped.

source:http://www.worldnomads.com